Financial Information

We Have Options

CareCredit offers monthly payment options.

Many patients find it easier to pay monthly for their dental treatment. We offer CareCredit, a convenient monthly payment program to help make dental care affordable. This includes a 12-month no interest payment plan for treatment over $200.

Forms of Payments and Balances Due

In order to facilitate access to the very best health care possible, you may choose from any of the following (including any combination thereof): Cash, American Express, Visa, MasterCard, Discover, Money Order, Personal Checks or CareCredit (see above).

Insurance

It is our pleasure to assist you in maximizing your insurance benefit by completing your claims forms. If your carrier is up to date (in over 70% of the cases), the claims will be transmitted via computer modem before the end of the treatment day! As a courtesy, in addition to filing the claim, if you prefer, we will initially ask you only for your estimated co-payment. Please understand that this is only an estimate, and it is based upon the information available to us.

The range of benefits depends solely on what your employer wishes to purchase. Some plans cover as little as 30% or as much as 100% of dental services, with most falling in the 40% to 80% range.

Some plans base the amount of benefit on a schedule of fees arbitrarily developed by insurance companies. For this reason, you may receive a lower percentage than the reimbursement level indicated in your dental plan. For example, if your plan states that it will pay 80% of the cost of a specific treatment, it means 80% of the fee arbitrarily determined by the insurance company and not the actual fee charged by our office.

The financial obligation for dental treatment is between you and our office. The insurance company is responsible to you, and not to our office. We will assist you in any way that we can (including our high-tech "electronic claims submission"). We will accept assignment of benefits for your care. However, you will be responsible for any co-insurance at the time of your appointment. Once your carrier has paid the claim for your visit, any difference will be due upon receipt of our statement. If for any reason, we have not received your insurance carrier's payment 90 days after the claim, the remaining balance will be due and payable by you.

Care Credit

Quality dental care for your whole family. Call McComb Family Dental to make an appointment with one of our dentists. We serve McComb, Findlay, Leipsic, North Baltimore, Ottawa, Fostoria and the surrounding areas with state-of-the-art dentistry personalized for your needs.